All families will need a financial plan which includes personal insurance coverage in order to cope in the event of accidents, death, illness and disability. As you are planning insurance coverage you will need to consider your economic situation, age and number of dependents. There are a confusing range of insurance plans and which ones are best for you will depend on numerous things. Life insurance for instance is vital if you have a spouse or dependent children but is obviously less crucial for people who do not have dependents. Everyone should purchase disability insurance as all of us need to be covered if we are unable to go to work. Below are short descriptions of some of the different kinds of personal insurance coverage available.
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